MISSISSIPPI LEGISLATURE

1999 Regular Session

To: Judiciary B

By: Representative Davis

AN ACT TO AMEND SECTION 97-19-57, MISSISSIPPI CODE OF 1972, TO REVISE THE NOTICE PROVISION OF THE BAD CHECK LAW REGARDING TRANSACTIONS INVOLVING MOTOR VEHICLES; AND FOR RELATED PURPOSES.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MISSISSIPPI:

SECTION 1. Section 97-19-57, Mississippi Code of 1972, is amended as follows:

97-19-57. (1) As against the maker or drawer thereof, the making, drawing, issuing, uttering or delivering of a check, draft or order, payment of which is refused by the drawee, shall be prima facie evidence and create a presumption of intent to defraud and of knowledge of insufficient funds in, or on deposit with, such bank, corporation, firm or person, provided such maker or drawer shall not have paid the holder thereof the amount due thereon, together with a service charge not to exceed Thirty Dollars ($30.00), within fifteen (15) days after receiving notice that such check, draft or order has not been paid by the drawee.

(2) The form of the notice provided for in subsection (1) of this section shall be substantially as follows:

"This statutory notice is provided pursuant to Section 97-19-57, Mississippi Code of 1972. You are hereby notified that a check, draft or order numbered ___, apparently issued by you on ______(date), drawn upon __________(name of bank), and payable to _______________, has been dishonored. Pursuant to Mississippi law, you have fifteen (15) days from receipt of this notice to tender payment of the full amount of such check, draft or order, plus a service charge of Thirty Dollars ($30.00), the total amount due being $_______. Unless this amount is paid in full within the time specified above, the holder may assume that you delivered the instrument with intent to defraud and may turn over the dishonored instrument and all other available information relating to this incident to the proper authorities for criminal prosecution."

(3) If the notice is mailed by certified or registered mail and is returned undelivered to the sender after such notice was mailed within a reasonable time of dishonor to the address printed on the check, draft or order, or to the address given by the accused at the time of issuance of the instrument, such return shall be prima facie evidence of the maker's or drawer's intent to defraud.

(4) This section shall apply to a check, draft or order for the payment of money given for a motor vehicle when such payment is conditioned upon delivery of documents necessary for transfer of a valid title to the purchaser.

SECTION 2. This act shall take effect and be in force from and after July 1, 1999.